What does LAGERS stand for?
What does LAGERS stand for?
Lager beer uses a process of cool fermentation, followed by maturation in cold storage. The German word “Lager” means storeroom or warehouse. The yeast generally used with lager brewing is Saccharomyces pastorianus. It is a close relative of the Saccharomyces cerevisiae yeast used for warm fermented ales.
What is LAGERS retirement plan?
LAGERS is a defined benefit retirement plan. Returns from the investments are used to help pay for the benefits. Defined benefit plans are the preferred retirement plan in the public sector where 75% of state and local government workers in the U.S. participate in these plans.
Is LAGERS a public pension?
LAGERS is a non-profit public pension system created in 1967 by the General Assembly of the State of Missouri to provide retirement, disability, and survivors’ benefits to Missouri’s local government employees. LAGERS currently covers almost 800 employers, over 35,000 active members, and approximately 24,000 retirees.
When can you retire in Missouri?
age 60
You are eligible for normal retirement: At age 60 with at least five years of service. At any age with at least 30 years of service. When the sum of your age plus your years of service equals 80 or more (Rule of 80)
Who invented lager?
The word lager comes from the German lagern (‘to store”), and it is in Bavaria that the drink finds its origins. In the early nineteenth century Bavarian brewers began experimenting with brewing techniques that involved storing their beers in cold beer cellars for prolonged periods, using bottom-fermenting yeast.
Why is beer lager?
Lagering reduces any acetic and lactic acids, for instance, to fruity-tasting esters, whose effects on beer flavor tend to be marginal, because they have a much higher taste threshold to humans than do their precursors.
What is ale vs lager?
What exactly is the difference between ales and lagers? The basic difference between these two major beer classifications is how they are fermented. Ales are fermented with top-fermenting yeast at warm temperatures (60˚–70˚F), and lagers are fermented with bottom-fermenting yeast at cold temperatures (35˚–50˚F).
Whats a good lager beer?
The Best Lager Beer Lists
- Pilsner Urquell (Pilsner Urquell Brewery, Czech Republic)
- 2. Bernard Cerne (Dark) (Bernard Family Brewery, Czech Republic)
- Eliot Ness (Great Lakes Brewing Co., USA)
- Augustiner Bräu Lagerbier Hell (Augustiner Bräu, Germany)
- Dos Equis Amber (Dos Equis, Mexico)
What is the penalty for retiring at 65?
If your full retirement age is 67 and you claim Social Security at 62, your monthly benefit will be reduced by 30 percent — permanently. File at 65 and you lose 13.33 percent. If your full retirement benefit is $1,500 a month, over 20 years that 13.33 percent penalty adds up to nearly $48,000.
What is the rule of 80 for retirement?
How Soon Can I Retire? If the sum of these two parts is equal to (at least) 80, you could be entitled to an unreduced MEPP pension as early as your 55th birthday. This is known as the 80 Factor (“80 Points”). The 80 Factor takes into account any combined pensionable service (CPS).
What is the oldest lager?
Brauerei Weihenstephan, located at the monastery site since at least 1040, is said to be the world’s oldest continuously operating brewery.
