What does Guardian dental insurance cover?

What does Guardian dental insurance cover?

A basic dental plan covers preventive care such as checkups, cleanings, x-rays, and a few basic procedures, like cavity fillings. Basic restorative care: This includes fillings, extractions, and non-routine X-rays. Major restorative care: Bridges, crowns, dentures, and the like.

Is Guardian a PPO or HMO?

PPO Plan – Guardian PPO members are required to pay an annual deductible of $50.00 per member (max of three family members). Preventative services are paid at 100%, regular services are covered at 90% and major services are covered at 60% within the network.

Does insurance cover dental cleaning?

Dental insurance generally covers a portion of the cost of range of dental services from routine preventive care to dental surgery, including oral exams, cleanings, X-rays, filings, extractions, oral surgery, root canals, crowns, and implants.

Is Delta Dental preferred a PPO?

Delta Dental PPO is our preferred-provider option program. Delta Dental Premier is our original fee-for-service plan that offers the largest network of dentists. These dentists have agreed to contracted fees with Delta Dental, so for covered services, you pay no more than your copay and deductible.

How much does Guardian dental insurance cost?

Guardian Dental Insurance Costs The average expense for dental insurance through Guardian ranges from around $16 to $60, depending on your state of residence, the level of coverage you choose (comprehensive or budget-conscious) and how soon you need dental work beyond routine care completed.

Does Guardian cover bone graft?

Bone replacement graft: Limited to once per area or tooth, when the tooth is present. Occlusal adjustment – limited: Covered when done within 6 months after covered periodontal scaling and root planing or osseous surgery.

Is Guardian DentalGuard preferred a PPO?

Guardian DentalGuard Preferred PPO MAC combines the freedom of a PPO dental plan with the economy of managed care. Whenever you or a family member needs dental services, you may visit a carefully screened In-Network dentist or any dentist you wish.

Is Guardian a PPO?

Guardian, a leader in dental, has introduced a new type of group dental PPO insurance plan so you and your employees have more choices and more ways to save on quality care. It’s a highly customizable approach with flexibility for: Your budget. Employee access to dentists.

How much should a deep cleaning cost?

A deep cleaning at the dentist is also called scaling and planing. This is different from the regular cleaning you get twice a year. It is a deeper cleaning that goes under your gums to prevent or cure gum disease. Dental deep cleaning may cost $150 to $350 if you don’t have dental insurance.

What happens when you reach your dental maximum?

When the maximum is reached, the plan stops paying for care and you are responsible for out-of-pocket costs. The amount of any maximum not reached or spent in a benefit period is not carried over to the next benefit period. At the beginning of the next benefit period, you get a new annual maximum.

What is preferred dental?

Preferred Dental Group is a team of caring, experienced dental professionals who use only the most advanced technologies, materials & procedures & whose primary focus is on comfortable, health-centered dentistry. At our community focused practice, your comfort & satisfaction come first.

What is a guardian dental PPO?

Guardian is a dental provider that allows you to choose your dentist. The Premier Access PPO plans for individuals and families vary, but preventive care could be almost 100% covered if you chose that benefit. Services have reduced costs up to 35%. You are only responsible for coinsurance, not a deductible.

What is the mailing address for Guardian dental claims?

October 04, 2018 Guardian’s group dental preferred provider organization (PPO) and dental health maintenance organization (DHMO) claim submission P.O. boxes in Spokane , Washington, will officially close on Oct. 31. The new claim submission address for PPO claims is P.O. Box 981572, El Paso, TX, 79998-1572.

What is Guardian dental?

Guardian Dental is part of a series of insurance products, including accident, critical illness, and pets insurance, offered through Guardian Direct.